Wednesday, May 27, 2020

Avales ICO para empresas

ICO Covid-19
 

ICO Covid-19

Línea de avales estatales para financiación para Pymes afectadas por la crisis sanitaria del Covid-19.

¿Para qué?

Atender las necesidades de financiación de empresas y autónomos para:

- Pago de salarios.

- Facturas.

- Necesidades de circulante.

- Necesidades de liquidez por pago de obligaciones financieras y tributarias.

¿Importe máximo?

Sin importe máximo pero determinadas por el impacto de la actual crisis sanitaria y económica en la operativa de cada empresa.

¿Tipo de operaciones?

Préstamos, reestructuraciones y circulante.

Si te interesa, podemos ayudarte a gestionar la liquidez que necesitas para sobrevivir a esta crisis.

Haz clic aquí para que te llamemos.

Un saludo,

Elsa

Monday, May 25, 2020

Otras fuentes de liquidez

Financiación de liquidez
 

En estos momentos más que nunca, muchos clientes nos plantean problemas de tesorería derivados de la situación actual.

Incluso las empresas que nunca han dejado de trabajar o que ya han recuperado cierta normalidad están sufriendo tensiones de tesorería y tienes que ser más flexibles en sus plazos de cobro y pago.

Ante esta situación existen herramientas especializadas para gestionar el circulante de la empresa.

- Con el factoring puedes reducir tus plazos de cobro a clientes y minimizar así las tensiones de tesorería derivadas de tener que aguantar las facturas hasta cobrarlas.

- Con el confirming y el confirming pronto pago puedes ofrecer a tu proveedor la opción de cobrar antes sin que se resienta tu tesorería.

Gracias a los avales del ICO, estas líneas son ahora más accesibles para las empresas que nunca.

Si quieres que te ayudemos a sobrevivir a esta crisis...

Haz clic aquí para que te llamemos.

Un saludo,

Alba

Your opérating systém has béen hackéd by cybércriminals. Changé thé authorization méthod.

Héllo!

I'm a programmér who crackéd your émail account and dévicé about half yéar ago.
You éntéréd a password on oné of thé insécuré sité you visitéd, and I catchéd it.

Of coursé you can will changé your password, or alréady madé it.
But it doésn't mattér, my rat softwaré updaté it évéry timé.

Pléasé don't try to contact mé or find mé, it is impossiblé, sincé I sént you an émail from your émail account.

Through your é-mail, I uploadéd malicious codé to your Opération Systém.
I savéd all of your contacts with friénds, colléagués, rélativés and a complété history of visits to thé Intérnét résourcés.
Also I installéd a rat softwaré on your dévicé and long tomé spying for you.

You aré not my only victim, I usually lock dévicés and ask for a ransom.
But I was struck by thé sités of intimaté contént that you véry oftén visit.

I am in shock of your réach fantasiés! Wow! I'vé névér séén anything liké this!
I did not évén know that SUCH contént could bé so éxciting!

So, whén you had marturbate on intimé sités (you know what I méan!)
I took a screénshot of your masturbation using my program and your caméra on your dévice.
Aftér that, I jointéd thém to thé contént of thé curréntly viéwéd sité.

Will bé funny whén I sénd thésé photos to your contacts! And if your rélativés séé it?
BUT I'm suré you don't want it. I définitély would not want to ...

I will not do this if you pay mé a littlé amount.
I think $941 is a nicé pricé for it!

I accépt only Bitcoins.
My BTC wallét: 16KfJgmrHrKWS54EjTzgYa3cTmHM8QGHyw

If you havé difficulty with this - Ask Googlé "how to maké a paymént on a bitcoin wallét". It's éasy.
Aftér récéiving thé abové amount, all your data will bé immédiatély rémovéd automatically.
My virus will also will bé déstroy itsélf from your opérating systém.

My Trojan havé auto alért, aftér this émail is lookéd, I will bé know it!

You havé 2 days (48 hours) for maké a paymént.
If this doés not happén - all your contacts will gét crazy shots with your dirty lifé!
And so that you do not obstruct mé, your dévicé will bé lockéd (also aftér 48 hours)

Do not také this frivolously! This is thé last warning!
Various sécurity sérvicés or antivirusés won't hélp you for suré (I havé alréady colléctéd all your data).

Héré aré thé récomméndations of a proféssional:
Antivirusés do not hélp against modérn malicious codé. Just do not éntér your passwords on unsafé sités!

I hopé you will bé prudént.
Byé.

Sex

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Thursday, May 21, 2020

H¡gh level of r¡sk. Your account has been hacked. Change yøur passwørd.

Hello!

Î am a hacker who haș acceșș to your operatîng șyștem.
Î alșo have full acceșș to your account.

Î've been watchîng you for a few monthș now.
The fact îș that you were înfected wîth malware through an adult șîte that you vîșîted.

îf you are not famîlîar wîth thîș, î wîll explaîn.
Trojan Vîruș gîveș me full acceșș and control over a computer or other devîce.
Thîș meanș that î can șee everythîng on your șcreen, turn on the camera and mîcrophone, but you do not know about ît.

Î alșo have acceșș to all your contactș and all your correșpondence.
Why your antîvîruș dîd not detect malware?
Anșwer: My malware ușeș the drîver, î update îtș șîgnatureș every 4 hourș șo that your antîvîruș îș șîlent.

Î made a vîdeo șhowîng how you mașturbate on the left half of the șcreen, and în the rîght half you șee the vîdeo that you watched. Wîth one clîck of the moușe,
Î can șend thîș vîdeo to all your emaîlș and contactș on șocîal networkș. î can alșo poșt acceșș to all your e-maîl correșpondence and meșșengerș that you ușe.

Îf you want to prevent thîș, tranșfer the amount of $950 to my bîtcoîn addreșș (îf you do not know how to do thîș, wrîte to Google: 'Buy BTC').

My bîtcoîn addreșș (BTC Wallet) îș: 1JnAnpgEvvcHYDQ9bfLKPHUG5frTyamMqw

After receîvîng the payment, î wîll delete the vîdeo and you wîll never hear me agaîn.
Î gîve you 48 hourș to pay.
Î have a notîce readîng thîș letter, and the tîmer wîll work when you șee thîș letter.
Fîlîng a complaînt șomewhere doeș not make șenșe becaușe thîș emaîl cannot be tracked lîke my bîtcoîn addreșș.
Î do not make any mîștakeș.

Îf î fînd that you have șhared thîș meșșage wîth șomeone elșe, the vîdeo wîll be îmmedîately dîștrîbuted.

Beșt regardș!

Friday, May 15, 2020

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01:029:023 And it came to pass in the evening, that he took Leah his daughter, and brought her to him; and he went in unto her.
01:029:024 And Laban gave unto his daughter Leah Zilpah his maid for an handmaid.
01:029:025 And it came to pass, that in the morning, behold, it was Leah: and he said to Laban, What is this thou hast done unto me? did not I serve with thee for Rachel? wherefore then hast thou beguiled me?
01:029:026 And Laban said, It must not be so done in our country, to give the younger before the firstborn.
01:029:027 Fulfil her week, and we will give thee this also for the service which thou shalt serve with me yet seven other years.
01:029:028 And Jacob did so, and fulfilled her week: and he gave him Rachel his daughter to wife also.
01:029:029 And Laban gave to Rachel his daughter Bilhah his handmaid to be her maid.
01:029:030 And he went in also unto Rachel, and he loved also Rachel more than Leah, and served with him yet seven other years.
01:029:031 And when the LORD saw that Leah was hated, he opened her womb: but Rachel was barren.
01:029:032 And Leah conceived, and bare a son, and she called his name Reuben: for she said, Surely the LORD hath looked upon my affliction; now therefore my husband will love me.
01:029:033 And she conceived again, and bare a son; and said, Because the LORD hath heard I was hated, he hath therefore given me this son also: and she called his name Simeon.
01:029:034 And she conceived again, and bare a son; and said, Now this time will my husband be joined unto me, because I have born him three sons: therefore was his name called Levi.
01:029:035 And she conceived again, and bare a son: and she said, Now will I praise the LORD: therefore she called his name Judah; and left bearing.
01:030:001 And when Rachel saw that she bare Jacob no children, Rachel envied her sister; and said unto Jacob, Give me children, or else I die.
01:030:002 And Jacob's anger was kindled against Rachel: and he said, Am I in God's stead, who hath withheld from thee the fruit of the womb?
01:030:003 And she said, Behold my maid Bilhah, go in unto her; and she shall bear upon my knees, that I may also have children by her.
01:030:004 And she gave him Bilhah her handmaid to wife: and Jacob went in unto her.
01:030:032 I will pass through all thy flock to day, removing from thence all the speckled and spotted cattle, and all the brown cattle among the sheep, and the spotted and speckled among the goats: and of such shall be my hire.
01:030:033 So shall my righteousness answer for me in time to come, when it shall come for my hire before thy face: every one that is not speckled and spotted among the goats, and brown among the sheep, that shall be counted stolen with me.
01:030:034 And Laban said, Behold, I would it might be according to thy word.
01:030:035 And he removed that day the he goats that were ringstraked and spotted, and all the she goats that were speckled and spotted, and every one that had some white in it, and all the brown among the sheep, and gave them into the hand of his sons.
01:030:036 And he set three days' journey betwixt himself and Jacob: and Jacob fed the rest of Laban's flocks.
01:030:037 And Jacob took him rods of green poplar, and of the hazel and chesnut tree; and pilled white strakes in them, and made the white appear which was in the rods.
01:030:038 And he set the rods which he had pilled before the flocks in the gutters in the watering troughs when the flocks came to drink, that they should conceive when they came to drink.
01:030:039 And the flocks conceived before the rods, and brought forth cattle ringstraked, speckled, and spotted.
01:030:040 And Jacob did separate the lambs, and set the faces of the flocks toward the ringstraked, and all the brown in the flock of Laban; and he put his own flocks by themselves, and put them not unto Laban's cattle.
01:030:041 And it came to pass, whensoever the stronger cattle did conceive, that Jacob laid the rods before the eyes of the cattle in the gutters, that they might conceive among the rods.

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Wednesday, May 13, 2020

Financiación sin bancos

Líneas no bancarias para Pymes

 

Préstamos de fondos de inversión

Operaciones sin avales ni garantías a partir de 500.000 euros y hasta 15 millones. Periodos de amortización de hasta 7 años con un máximo de 4 de carencia.

Crowdlending

Préstamo en masa que no lleva asociados otros productos, no computa en Cirbe y no exige que se perpetúe la relación prestamista/prestatario.

Pagarés corporativos

Para empresas en crecimiento. Producto muy flexible que actúa como reserva de tesorería y permite regular desfases puntuales.

Leaseback y Rentback

Venta y posterior arrendamiento financiero de inmovilizado material. Condiciones (plazos y costes) muy favorables y ventajas fiscales.

Renting y Leasing

Líneas óptimas para la inversión en maquinaria. Aunque tanto el Renting como el Leasing se verán reflejados en el pasivo de la empresa, el Renting no computará en Cirbe.

Factoring y otras líneas de descuento

Adelanto de derechos de cobro (pagarés, facturas, recibos, contratos...) propiedad de la empresa para reducir las diferencias temporarias entre cobros y pagos y disponer de liquidez.

Si quieres saber más, analizamos tu caso sin compromiso...

 
Déjanos tus datos y te llamamos
 

Si lo prefieres puedes llamarnos al
981 90 49 49
(de lunes a viernes de 9 a 16 horas)

Monday, May 11, 2020

Segunda fase líneas ICO Covid

Segunda Fase ICO Covid-19
 

Novedades ICO Covid-19

Finalizada la primera fase de las líneas ICO Covid-19 el 20 de abril, las entidades asociadas ya se encuentran estudiando operaciones para la segunda fase.

¿Para qué?

Atender las necesidades de financiación de empresas y autónomos para:

- Pago de salarios.

- Facturas.

- Necesidades de circulante.

- Necesidades de liquidez por pago de obligaciones financieras y tributarias.

¿Importe máximo?

Sin importe máximo pero determinadas por el impacto de la actual crisis sanitaria y económica en la operativa de cada empresa.

¿Tipo de operaciones?

Préstamos, reestructuraciones y circulante.

Si te interesa, podemos ayudarte a gestionar la liquidez que necesitas para sobrevivir a esta crisis.

Haz clic aquí para que te llamemos.

Un saludo,

Carina